Explore a variety of conventional loan products designed to fit your unique needs. Whether you’re looking for a fixed-rate mortgage, an adjustable-rate mortgage (ARM), a second mortgage, or a HELOC, we have solutions that help you achieve your homeownership goals. Our team is here to guide you through every step, offering expert advice and flexible options so you can find the loan that works best for you.
Conventional Home Purchase Loans: Achieve your homeownership dream with a flexible, competitive conventional loan. Offers options for first-time homebuyers and those seeking a traditional mortgage solution.
Adjustable-Rate Mortgages (ARMs) are designed to provide you with lower initial interest rates and flexible terms tailored to your unique circumstances. Our ARM loans can help you achieve your goals.
A second mortgage can be an ideal solution for homeowners who want additional funds without disturbing their current low first mortgage rate. With a fixed interest rate, your monthly payments remain consistent, giving you predictable budgeting and financial stability. Whether you’re funding a home improvement, consolidating debt, or covering other expenses, a 2nd mortgage allows you to access cash while keeping your primary mortgage untouched. Enjoy the peace of mind that comes with steady, reliable payments that won’t fluctuate over time.
A HELOC gives you revolving access to your home’s equity, allowing you to borrow what you need, when you need it. Unlike a traditional second mortgage, a HELOC provides flexibility with variable payments based on what you use, making it ideal for ongoing projects, emergencies, or managing cash flow. You can tap into your equity while keeping your current mortgage intact, giving you control, convenience, and financial flexibility.
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American Dream Mortgage Company is a Licensed Real Estate Company in the State of California to represent Buyers and Sellers in Real Estate Transactions and endorsed by the Department of Real Estate as an approved Mortgage Loan Originator.
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